Save 5%*
today &
every day.

Target RedCard saves you
more, in store & online.

*Some restrictions apply. See below for RedCard benefits & program rules.

Shop now
RedCard Debit and Credit

Everyday RedCard benefits:


5% off at Target In store. Online. Every time.


More to your door Free shipping on most items at


More return time An additional 30 days for returns and exchanges.


More exclusives Including special items and offers.


Clearance Save even more: 5% off clearance prices.

top deals

Top Deals Get 5% off our top deals of the week.


Starbucks Save 5% at any in store location.

gift cards

Specialty gift cards Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.

drive up

Drive Up Stay in your car and save 5%.


Shipt Save 5% on your same day delivery order placed on

Some restrictions apply. See below for RedCard benefits & program rules.


Get even more ways to save.

Target Circle offers can help you save 5-50% on your favorite items.

Start saving today

Pay contact-free.

Add a RedCard™ to the Wallet feature to pay & save in one scan. Learn more

Four ways to make your RedCard Credit Card payment


Log in at
and select "Pay Now"

In Store

Pay at Guest
Service Counter

By Mail

Send payment to the
address on your billing

RedCard benefits & program rules

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:

  • Prescriptions, over-the-counter items located behind the pharmacy counter and clinic services at Target
  • Target Optical eye exams and protection plans (Target Optical products, such as glasses and contact lenses, do receive the 5% discount)
  • Target gift cards and prepaid cards, Game On, Gift of College and lottery gift cards
  • Previous purchases
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target Mastercard
  • Shipt membership fees
  • Alcohol purchases in Indiana
  • Wireless protection program purchases and deposits required by mobile carrier
  • Gift wrapping services
  • Taxes, shipping, delivery, handling and all other fees or charges
  • Where otherwise prohibited by law

When you make purchases with your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. RedCard extended returns do not apply to the following:

  • Target Optical purchases
  • Non-returnable items
  • Contract mobile phones

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) on, you will receive free shipping on your purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

When you use your RedCard for your purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart & check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit for general delivery guidelines.

RedCard holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every RedCard holder, and the selection of RedCard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

Use your RedCard to make a minimum of $50 in eligible purchases at Target or between 09/09/2021 and 10/17/2021, and Target will send you a $25 Target GiftCard. Offer ends 10/17/2021 at 11:59 PM (CT). The Target GiftCard will be mailed in November 2021 to the address associated with the RedCard. “Eligible purchases” are purchases made with your RedCard at Target and minus credits, returns and adjustments. Eligible purchases do not include RedCard fees and interest charges, unauthorized or fraudulent charges, transactions not allowed by your Target RedCard Agreement, and purchases or reloads of gift cards or prepaid cards. A purchase made by an authorized user or joint account holder qualifies for this offer. Limit one Target GiftCard. This promotion is non-transferrable. Eligible purchases that are returned, reversed or cancelled prior to the issuance of the Target GiftCard will be deducted from the qualifying purchase amount. At the time the Target GiftCard is sent to you, your RedCard must be open and, for RedCard credit cards, not more than 30 days past due. Neither Target nor TD Bank are responsible for undelivered or returned mail.

Additonal Information

RedCard™: Target Debit Card, Target Credit Card and Target™ Mastercard®. Subject to application approval (Target Mastercard not available to new applicants). The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard Debit Card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.