Target RedCard saves you
more, in store & online.
*Some restrictions apply. See below for RedCard benefits & program rules.
Apply for Credit Apply for Debit Which card is right for me?5% off at Target In store. Online. Every time.
More to your door Free shipping on most items at Target.com.
More return time An additional 30 days for returns and exchanges.
More exclusives Including special items and offers.
Clearance Save even more: 5% off clearance prices.
Top Deals Get 5% off our top deals of the week.
Starbucks Save 5% at any in store location.
Specialty gift cards Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.
Drive Up Stay in your car and save 5%.
Shipt Save 5% on your same day delivery order placed on Target.com.
Some restrictions apply. See below for RedCard benefits & program rules.
Find the RedCard that's right for you. | ![]() |
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Benefits | Credit Card | Debit Card |
5% off everyday at Target and Target.com | ||
No annual fee† | ||
Free 2-day shipping on hundreds of thousands of items | ||
RedCard Exclusives including special items and offers | ||
More return time — get an additional 30 days for returns and exchanges | ||
Link to your existing checking account (purchases generally take 2-3 days to process) | — | |
Cash withdrawal of up to $40 at checkout | — | |
Apply for Credit | Apply for Debit |
Some restrictions apply. See below for RedCard benefits & program rules.
Target Circle offers can help you save 5-50% on your favorite items.
Start saving todayWhen you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:
When you make purchases with your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. RedCard extended returns do not apply to the following:
When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.
When you use your RedCard for your Target.com purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart & check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit Target.com/2dayshipping for general delivery guidelines.
RedCard holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every RedCard holder, and the selection of RedCard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.
Credit card rates & fees
Debit card agreements & fees
$50 off for new RedCard holders
RedCard $50 offer: Get a coupon for $50 off an over $50 qualifying purchase when you are approved for a debit or credit RedCard in-stores and at Target.com between 9/12/21 - 10/2/21. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 10/30/21. *Excludes items sold & shipped by Target PlusTM Partners. Excludes alcohol, Apple products, Baby Alive Grow Up Baby, Barbie (Camper, Dreamhouse, Dreamplane, Malibu House and Townhouse), Beats Powerbeats Pro, Beats Solo Pro, Bose, Cards Against Humanity, Casper, The Child action figure, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Disney Frozen Castle, DSLR cameras & lenses, Dyson, Elvie, Facebook Oculus and Portal, face masks (Dolan, Sanctuary & Sugar Fix brands), Fitbit, gift cards, Google, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Rubik’s Cube, Sorry, Trouble), Hatch Maternity, Hot Wheels Ultimate Garage, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi’s Red Label, LG OLED TV, limited-time designer partnerships, Mega Bloks, mobile contracts, Motrin pain relief, Nerf Ultra, Ninja, Nintendo hardware and Switch games, Polder, Poo-Pourri, Peg Perego, Philips Avent, power shave, power dental, prepaid cards, PlayStation consoles and accessories, Revival, Samsung TVs, simplehuman, Sonos, Sony Electronics, Target Optical, Tempur-Sealy, Traeger, Tylenol pain relief, Unlocked phones, Vera Bradley handbags, Weber, What Do You Meme?, Xbox consoles and accessories, and the Zoe Doll.
RedCard™: Target Debit Card, Target Credit Card and Target™ Mastercard®. Subject to application approval (Target Mastercard not available to new applicants). The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard Debit Card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.