Save 5%*
today &
every day.

Target RedCard saves you
more, in store & online.

*Some restrictions apply. See below for RedCard benefits & program rules.

Apply for Credit Apply for Debit Which card is right for me?
RedCard Debit and Credit

Everyday RedCard benefits:

basket

5% off at Target In store. Online. Every time.

deliver

More to your door Free shipping on most items at Target.com.

time

More return time An additional 30 days for returns and exchanges.

gifts

More exclusives Including special items and offers.

clearance

Clearance Save even more: 5% off clearance prices.

top deals

Top Deals Get 5% off our top deals of the week.

starbucks

Starbucks Save 5% at any in store location.

gift cards

Specialty gift cards Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.

drive up

Drive Up Stay in your car and save 5%.

shipt

Shipt Save 5% on your same day delivery order placed on Target.com.

Some restrictions apply. See below for RedCard benefits & program rules.

Find the RedCard
that's right for you.

Find the RedCard that's right for you. Credit Debit
Benefits Credit Card Debit Card
5% off everyday at Target and Target.com
No annual fee†
Free 2-day shipping on hundreds of thousands of items
RedCard Exclusives including special items and offers
More return time — get an additional 30 days for returns and exchanges
Link to your existing checking account (purchases generally take 2-3 days to process)
Cash withdrawal of up to $40 at checkout
Apply for Credit Apply for Debit

Some restrictions apply. See below for RedCard benefits & program rules.

Circle

Get even more ways to save.

Target Circle offers can help you save 5-50% on your favorite items.

Start saving today
Cards in circle

Apply now.

Start getting more at Target and Target.com

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RedCard™ benefits & program rules

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:

  • Prescriptions, over-the-counter items located behind the pharmacy counter and clinic services at Target
  • Target Optical eye exams and protection plans (Target Optical products, such as glasses and contact lenses, do receive the 5% discount)
  • Target gift cards and prepaid cards, Game On, Gift of College and lottery gift cards
  • Previous purchases
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target Mastercard
  • Shipt membership fees
  • Alcohol purchases in Indiana
  • Wireless protection program purchases and deposits required by mobile carrier
  • Gift wrapping services
  • Taxes, shipping, delivery, handling and all other fees or charges
  • Where otherwise prohibited by law

When you make purchases with your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. RedCard extended returns do not apply to the following:

  • Target Optical purchases
  • Non-returnable items
  • Contract mobile phones

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

When you use your RedCard for your Target.com purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart & check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit Target.com/2dayshipping for general delivery guidelines.

RedCard holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every RedCard holder, and the selection of RedCard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

$50 off for new RedCard holders
RedCard $50 offer: Get a coupon for $50 off an over $50 qualifying purchase when you are approved for a debit or credit RedCard in-stores and at Target.com between 9/12/21 - 10/2/21. The coupon will be mailed to approved cardholders with their RedCard and will be valid through 10/30/21. *Excludes items sold & shipped by Target PlusTM Partners. Excludes alcohol, Apple products, Baby Alive Grow Up Baby, Barbie (Camper, Dreamhouse, Dreamplane, Malibu House and Townhouse), Beats Powerbeats Pro, Beats Solo Pro, Bose, Cards Against Humanity, Casper, The Child action figure, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Disney Frozen Castle, DSLR cameras & lenses, Dyson, Elvie, Facebook Oculus and Portal, face masks (Dolan, Sanctuary & Sugar Fix brands), Fitbit, gift cards, Google, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Rubik’s Cube, Sorry, Trouble), Hatch Maternity, Hot Wheels Ultimate Garage, HP Inc., Infant Optics, Instant Pot, JBL, LEGO, Levi’s Red Label, LG OLED TV, limited-time designer partnerships, Mega Bloks, mobile contracts, Motrin pain relief, Nerf Ultra, Ninja, Nintendo hardware and Switch games, Polder, Poo-Pourri, Peg Perego, Philips Avent, power shave, power dental, prepaid cards, PlayStation consoles and accessories, Revival, Samsung TVs, simplehuman, Sonos, Sony Electronics, Target Optical, Tempur-Sealy, Traeger, Tylenol pain relief, Unlocked phones, Vera Bradley handbags, Weber, What Do You Meme?, Xbox consoles and accessories, and the Zoe Doll.

Additonal Information

RedCard™: Target Debit Card, Target Credit Card and Target™ Mastercard®. Subject to application approval (Target Mastercard not available to new applicants). The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard Debit Card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.